PM Jan Dhan Yojana Update:The facility of Pradhan Mantri Jan Dhan Yojana account is given to the customers by the central government. Many special facilities are given by the government in this bank account. If you have also opened this PM Jan Dhan account or are planning to open, then the Ministry of Finance has given an important information about these accounts.

PM Jan Dhan Yojana Update

The number of deposits in the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana has crossed Rs 1.5 lakh crore. The government had started this scheme seven and a half years ago. According to the latest figures of the Finance Ministry, the number of accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) has reached 44.23 crore. The amount deposited in these PM Jan Dhan accounts has exceeded Rs 1.5 lakh crore.

The scheme, which promotes financial inclusion, completed seven years of implementation in August last year. Prime Minister Narendra Modi had announced the launch of Pradhan Mantri Jan Dhan Yojana in his Independence Day address in 2014. According to the Finance Ministry data, out of total 44.23 crore Jan Dhan accounts, 349 crore accounts are in public sector banks and 8.05 crore accounts are in regional rural banks. Apart from this, the remaining 1.28 crore accounts have been opened in private sector banks.

Apart from this, RuPay cards have been issued to 31.28 crore beneficiaries of Pradhan Mantri Jan Dhan Yojana. It is worth mentioning here that the number and usage of RuPay cards has increased over time. In the first year of this scheme, 17.90 crore accounts were opened. The balance or balance in Jan Dhan accounts may change on a daily basis based on the transactions done by the PM Jan Dhan account holder. Someday the ‘balance’ in the account may also come to zero.

The government had last month informed Parliament that as of December 8, 2021, the number of accounts with zero balance or balance in PM Jan Dhan accounts stood at 3.65 crore. In the Pradhan Mantri Jan Dhan Yojana, it is 8.3 percent of the total Jan Dhan accounts. According to the data, 29.54 crore Jan Dhan accounts are in rural and semi-urban bank branches. As on December 29, 2021, out of the total Jan Dhan account holders, 24.61 crore were women.

PM Jan Dhan Yojana Update : Link your Jan Dhan account with Aadhar card

In the Central Government’s Pradhan Mantri Jan Dhan Yojana, people get many banking benefits apart from banking services. Every PM Jan Dhan account holder gets a general insurance cover of Rs 30,000 on a debit card in the bank account.

Pradhan Mantri Jan Dhan Yojana account holders can get the benefit of Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). Along with this, they can also get benefits of Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), Development of Micro Units and Refinance Agency Bank (MUDRA) scheme.

PM Jan Dhan Yojana Update : Documents Required to Link Aadhar with Pradhan Mantri Jan Dhan Yojana Bank Account

• Aadhar number
• ATM card
• Aadhaar registered mobile number for receiving OTP and sending SMS
• Bank passbook

PM Jan Dhan Yojana Update : How to link Aadhaar with PM Jan Dhan?

There are many ways using which you can link your Aadhaar with PM Jan Dhan Yojana bank account. These are done by visiting the bank, using the SMS facility and through ATMs. All eligible central government accounts can be opened in this Pradhan Mantri Jan Dhan Yojana.

PMJDY Official Website

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